student loans

Party warfare and polarization of ideologies may be significantly to blame for the finger-pointing and squabbling in Washington D.C. Open primaries, term limits, and policies that suspend Congressional pay if shutdowns occur are just some of the answers to questions of how we must reform the internal mechanisms of our government in order to get back on track for being a proud and confident nation.

Yet, these policies may be some time away from now until young leaders are put in power that are willing to limit their own power for long-term objectives. Until that time, we must ask serious questions about how all of us – Republicans, Democrats and Independents – can come together to help shape the new Republican Party and bring back a balance of power to the system to check the unprecedented spending and waste in our federal government.

Every dollar our government spends today is a dollar that young people will have to pay back in their future. This is inherently unfair and unjust. Entrenched leaders in Washington D.C. continue to waste the money of future generations for their own political short-term gain. Our interests, the interests of those in their thirties, twenties and younger – are not being represented.

Young people have an opportunity to take over the Republican Party here in Oregon – be you Democrat, Republican or Independent. We have the opportunity to shape the party for ourselves and take back what is our future to spend – not theirs.

And conservative and progressive values, the real kind that is (as opposed to the kind promoted by the media), may be the kind we younger generations can embrace. We know what it is like to be under the weight of massive educational debt, not to have the employment opportunities we were told would be waiting for us on the other side, and to find ourselves unable to fulfill our American Dreams.

Our current leaders have failed us. We must now take up the torch and lead with real principles. That is, with self-sacrifice, courage, and pride in a future America we can own and love.

Entitlements are wasting our money. Military ventures are wasting our money. Centralized corporate-sponsored federal programs are wasting our money. Congress is wasting our money. This is our future. We want this future to be green, healthy, productive, and local.

To get back in the game we must go to work. We must find work in any sector. If it means working in an area we perceive to be below our educational level, we must work. We must reject anything handed to us. Only then can we hold our heads high. And we must hold our heads high in order to lead.

We will bring jobs back from overseas. We will go to the ports, find out what China is shipping to us, and make those products here. We will make them better and less expensive. We will encourage entrepreneurs. We will educate. We will stockpile. Our future will be one of great influence.

We will put our money into credit unions and keep our organizations nimble, flexible and local – like Privateers. We will execute a trade surplus and pay down our deficit. And we will not be reckless with the future of our next wave of youth.

We will reform Congress. We will take only one term in any given political office and will condemn political entrenchment and the establishment. We will limit our salaries because what we do is a service to our Great Nation, not a pillage of our Great Nation. We will give back, we will pay the way forward, we will unite, we will overcome and we will live mightily on our principles, work and love.

Timothy Crawley, a native son of Oregon, is a candidate for the 2014 United States Senate seat for Oregon.

Image Courtesy of: fwdnation.com

Only one quarter of Americans believe they are living the American Dream. The American Dream is the essence and tranquility of freedom to pursue one’s happiness. We are each endowed with the talent and ability to pursue this happiness and we are further blessed to live in a country that values the education of its citizens such that we fund each and every individual’s access to this primary asset. Until the end of twelfth grade.

For more than a half century, we have been sold the idea that education must come in the form of a box that is packaged and shipped. We only understand its essence and tranquility from the format of our forebears and thus we continue on a path towards degree after degree to ripen ourselves for the moment we will become truly capable of providing this earth a service worthy of our being. However, as the top 1 percent’s income has risen over 11 percent while the bottom 99 percent’s income has fallen .4 percent during this recession we continue to find undergraduate and graduate education ever more unattainable.

The younger folks of our society seem to be keen as to these facts and are pursuing routes less cumbersome on budgets. These days, a student might go to a community college for two years and transfer to graduate a full-fledged Gator, Long-Horn, or Sage-Hen. Trade schools are becoming more common endeavors as the younger generation realizes the debt, both in money and time, that undergraduate and graduate degrees entail. Organizations such as The Oregon Idea are promoting a forty percent graduation rate from community colleges by 2025. Student debt is born by a lifetime of indentured servitude and an inability to file for bankruptcy when the system these students have materially relied upon does not provide adequate compensation for repayment of their debt to society. Unpaid student debt is passed on to the next generation because these loans are backed by the government.

Senator Elizabeth Warren of Massachusetts issued her first piece of legislation that would allow students to take out student loans at the same rate that large banks pay to borrow from the federal government – roughly .75 percent. Senator Warren’s work towards the achievement of equality in this nation should be commended. At the least, her legislation points out an absurdity to prove crony capitalism is convincingly alive and, at most, her legislation will pave the way towards phasing out a policy that has encumbered our nation’s future.

Tuition is skyrocketing. Students are carving alternative educational paths. Yet degrees still hold society’s political clout. Phasing out the $40,000 per year undergraduate education has already begun as companies like Intel are treating free online educational degrees as substitute equivalency. Again, the winners have been the banks who need not worry about students failing to make payments as loans are backed by the federal government. Our government providing assistance for the $40,000 per year education system will only prolong the status quo. This is yet another incidence of our government bailing out banks at the expense of our future. The foremost was in 2008.

Our Senators and Congress men and women must act as conduits of power, not possessors of power. Relinquishing the promise of backing private banks on educational loans must occur. Such a backing is a Ponsi scheme that serves no purpose other than to defraud our future. For once let us give a gift to our future rather than perform a theft. We must pay for what we are able to in the present.

Youth and the Republican Party: An American Recovery

Higher Education: The American Dream